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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,117 | $57,330+10.1% | $86,656-27.2% | $75,177-16.0% |
| Participation rate | 76.0% | 63.2%+12.8pp | 71.7%+4.3pp | 67.2%+8.8pp |
| Annual return | 19.94% | 2675.40%-2655.5pp | 593.09%-573.1pp | 160.75%-140.8pp |
| Employer contribution / active EE | $4,190 | $2,316+80.9% | $3,025+38.5% | $2,671+56.9% |
| Participant deferral / active EE | $4,719 | $3,320+42.1% | $4,439+6.3% | $4,126+14.4% |
| Admin fee / account holder | $9,677 | $4,115+135.2% | $5,619+72.2% | $5,651+71.2% |