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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,148 | $56,544+15.2% | $75,501-13.7% | $70,126-7.1% |
| Participation rate | 86.3% | 68.1%+18.2pp | 72.4%+14.0pp | 69.5%+16.8pp |
| Annual return | 14.59% | 23.59%-9.0pp | 27.35%-12.8pp | 73.15%-58.6pp |
| Employer contribution / active EE | $1,811 | $1,817-0.3% | $2,352-23.0% | $2,343-22.7% |
| Participant deferral / active EE | $3,220 | $2,580+24.8% | $3,142+2.5% | $3,332-3.4% |
| Admin fee / account holder | $2,638 | $3,827-31.1% | $5,801-54.5% | $4,645-43.2% |