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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,708 | $59,819-68.7% | $79,583-76.5% | $68,490-72.7% |
| Participation rate | 72.0% | 61.1%+10.9pp | 69.5%+2.5pp | 67.9%+4.1pp |
| Annual return | -20.34% | -12.30%-8.0pp | 0.16%-20.5pp | -7.85%-12.5pp |
| Employer contribution / active EE | $2,187 | $1,505+45.3% | $2,414-9.4% | $2,597-15.8% |
| Participant deferral / active EE | $3,050 | $3,025+0.8% | $3,986-23.5% | $4,028-24.3% |
| Admin fee / account holder | $3,513 | $4,835-27.4% | $6,835-48.6% | $5,403-35.0% |