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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,429 | $87,059+5.0% | $105,608-13.4% | $80,925+13.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 47.66% | 17.05%+30.6pp | 116.50%-68.8pp | 35.65%+12.0pp |
| Employer contribution / active EE | $272 | $2,396-88.7% | $3,167-91.4% | $2,756-90.1% |
| Participant deferral / active EE | $2,831 | $3,986-29.0% | $5,010-43.5% | $4,299-34.1% |
| Admin fee / account holder | $3,022 | $8,443-64.2% | $11,028-72.6% | $6,940-56.5% |