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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,568 | $48,364+0.4% | $71,796-32.4% | $62,881-22.8% |
| Participation rate | 76.7% | 60.6%+16.1pp | 69.1%+7.6pp | 69.3%+7.4pp |
| Annual return | 8.12% | 13.16%-5.0pp | 78.04%-69.9pp | 20.14%-12.0pp |
| Employer contribution / active EE | $395 | $1,042-62.1% | $1,924-79.5% | $2,281-82.7% |
| Participant deferral / active EE | $3,003 | $2,091+43.6% | $2,794+7.5% | $3,203-6.2% |
| Admin fee / account holder | $3,643 | $3,771-3.4% | $4,815-24.3% | $4,296-15.2% |