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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CORNERSTONE INST. INVESTORS, LLC Service code 26 74 WEST BROAD STREET, STE 340 · BETHLEHEM, PA 18018 | Advisory (Participants) | $25,879 |
NEWPORT GROUP, INC.2 years Service code 13 · EIN 27-2037969 | Contract Administrator | $13,266 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,430 | $42,548+2.1% | $74,551-41.7% | $56,289-22.8% |
| Participation rate | 51.6% | 60.5%-8.9pp | 69.1%-17.5pp | 69.9%-18.3pp |
| Annual return | -4.09% | 12.40%-16.5pp | 32.53%-36.6pp | -9.96%+5.9pp |
| Employer contribution / active EE | $675 | $855-21.0% | $1,961-65.6% | $2,111-68.0% |
| Participant deferral / active EE | $2,819 | $2,277+23.8% | $3,108-9.3% | $3,350-15.9% |
| Admin fee / account holder | $326 | $467-30.2% | $5,059-93.6% | $521-37.4% |