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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,388 | $71,878+102.3% | $86,698+67.7% | $68,486+112.3% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -18.87% | 3.53%-22.4pp | 35.95%-54.8pp | -7.85%-11.0pp |
| Employer contribution / active EE | $1,896 | $2,173-12.8% | $2,837-33.2% | $2,597-27.0% |
| Participant deferral / active EE | $4,224 | $3,779+11.8% | $4,656-9.3% | $4,028+4.9% |
| Admin fee / account holder | $7,618 | $6,113+24.6% | $7,493+1.7% | $5,404+41.0% |