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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,362 | $102,638+85.5% | $81,991+132.2% | $158,966+19.8% |
| Participation rate | 94.1% | 75.5%+18.6pp | 69.3%+24.9pp | 82.0%+12.2pp |
| Annual return | 10.62% | 61.05%-50.4pp | 41.31%-30.7pp | 302.95%-292.3pp |
| Employer contribution / active EE | $8,275 | $3,241+155.3% | $2,498+231.2% | $4,762+73.7% |
| Participant deferral / active EE | $928 | $4,649-80.0% | $3,722-75.1% | $5,983-84.5% |
| Admin fee / account holder | $2,322 | $8,237-71.8% | $5,665-59.0% | $11,250-79.4% |