Filed December 20, 2021
Total covered: 2 employees
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: BENEFIT PLANS ADMIN SERVICES Service code 15 · EIN 16-1503696 | Recordkeeping | $25,024 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH, INC. Service code 27 · EIN 42-1445429 | Advisory (Plan) | $12,124 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,471 | $130,294-65.1% | $170,043-73.3% | $71,511-36.4% |
| Participation rate | 98.0% | 86.2%+11.9pp | 87.0%+11.0pp | 67.9%+30.1pp |
| Annual return | 14.34% | 20.36%-6.0pp | 53.40%-39.1pp | 28.86%-14.5pp |
| Employer contribution / active EE | $1,544 | $4,385-64.8% | $6,790-77.3% | $2,589-40.4% |
| Participant deferral / active EE | $4,093 | $6,928-40.9% | $10,410-60.7% | $4,291-4.6% |
| Admin fee / account holder | $318 | $966-67.1% | $12,824-97.5% | $1,588-80.0% |