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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,865 | $102,429-72.8% | $147,096-81.1% | $80,925-65.6% |
| Participation rate | 87.2% | 75.9%+11.4pp | 82.2%+5.1pp | 67.7%+19.6pp |
| Annual return | 20.07% | 135.02%-115.0pp | 419.75%-399.7pp | 35.65%-15.6pp |
| Employer contribution / active EE | $1,024 | $3,716-72.4% | $4,936-79.2% | $2,756-62.8% |
| Participant deferral / active EE | $1,661 | $6,649-75.0% | $8,071-79.4% | $4,299-61.4% |
| Admin fee / account holder | $2,398 | $7,957-69.9% | $13,005-81.6% | $6,940-65.4% |