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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,857 | $65,555+142.3% | $86,216+84.3% | $75,173+111.3% |
| Participation rate | 65.4% | 60.5%+4.9pp | 69.0%-3.6pp | 67.2%-1.8pp |
| Annual return | 14.10% | 46.07%-32.0pp | 1169.42%-1155.3pp | 160.72%-146.6pp |
| Employer contribution / active EE | $635 | $1,553-59.1% | $2,382-73.3% | $2,671-76.2% |
| Participant deferral / active EE | $2,165 | $3,023-28.4% | $3,986-45.7% | $4,126-47.5% |
| Admin fee / account holder | $11,299 | $5,469+106.6% | $6,853+64.9% | $5,651+100.0% |