Retirement plan

RETIREMENT SAVINGS AND INVESTMENT PLAN FOR EMPLOYEES OF KNOUSE FOODS COOPERATIVE, INC. COLLECTIVE BARGAINING UNITS

Name: KNOUSE FOODS COOPERATIVE, INC. - RETIREMENT SAVINGS AND INVESTMENT PLAN FOR EMPLOYEES OF KNOUSE FOODS COOPERATIVE, INC. COLLECTIVE BARGAINING UNITS (2025) Form 5500
Creator: KNOUSE FOODS COOPERATIVE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RETIREMENT SAVINGS AND INVESTMENT PLAN FOR EMPLOYEES OF KNOUSE FOODS COOPERATIVE, INC. COLLECTIVE BARGAINING UNITS, KNOUSE FOODS COOPERATIVE, INC.

KNOUSE FOODS COOPERATIVE, INC.EIN 23-1324775Plan #006PY 2025

800 PEACH GLEN IDAVILLE RD. - PEACH GLEN, PA 17375717-677-8181

Other plans on this EIN

6 filings

#001Retirement-$35.3M assets #005Retirement-$24.4M assets #002Retirement-$22.3M assets #004Retirement-$8.5M assets #003Retirement-$1.8M assets #007Retirement-$861K assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed March 1, 2005 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$15.3M

+13.3% from 2024

Total participants

577

+0.3% from 2024

Average account balance

$26,598

-4.6% from 2024

Annual return

13.87%

-7.18 pp from 2024

Benchmarks

See 154 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort154 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.32M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

576

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.29M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$27

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
CONRAD SIEGEL8 years Service code 15 · EIN 23-1669823 PO BOX 5900 · HARRISBURG, PA 171100900	Recordkeeping	$15,738
BOSTON TRUST WALDEN COMPANY1 year Filed as: BOSTON TRUST WALDEN INC. Service code 28 100 SUMMER STREET · BOSTON, MA 43229	Investment Management	$0
CHARLES SCHWAB & CO., INC.10+ years Service code 19 · EIN 94-1737782	Securities Custodian	$0
FIDELITY INVESTMENTS INSTITUTIONAL7 years Filed as: FIDELITY MANAGEMENT & RESEARCH COMP Service code 28 · EIN 06-1194217	Investment Management	$0
GOLDMAN SACHS1 year Filed as: GOLDMAN SACHS ASSET MANAGEMENT, L.P Service code 28 · EIN 13-4019460	Investment Management	$0
JP MORGAN INVESTMENT MANAGEMENT INC1 year Filed as: J.P. MORGAN INVESTMENT MANAGEMENT, Service code 28 · EIN 13-2624428	Investment Management	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.4 years Filed as: MASSACHUSETTS FINANCIAL SERVICES CO Service code 28 111 HUNTINGTON AVENUE · BOSTON, MA 021997632	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$16K

$33 / participant

Recordkeeping$16K100.0%

% of EOY assets

0.103%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: DOPKINS & COMPANY, LLP
Auditor EIN: 160929175
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,598

$140,800-81.1%

$89,340-70.2%

$79,634-66.6%

Participation rate

99.8%

61.9%+37.9pp

69.6%+30.2pp

62.5%+37.3pp

Annual return

13.87%

17.84%-4.0pp

20.57%-6.7pp

36.46%-22.6pp

Employer contribution / active EE

$1,166

$2,021-42.3%

$2,231-47.7%

$2,529-53.9%

Participant deferral / active EE

$1,557

$3,219-51.6%

$3,823-59.3%

$3,835-59.4%

Admin fee / account holder

$27

$1,610-98.3%

$6,704-99.6%

$1,002-97.3%

Provider

Service type

Compensation

CONRAD SIEGEL8 years

Service code 15 · EIN 23-1669823

PO BOX 5900 · HARRISBURG, PA 171100900

Recordkeeping

$15,738

BOSTON TRUST WALDEN COMPANY1 year

Filed as: BOSTON TRUST WALDEN INC.

Service code 28

100 SUMMER STREET · BOSTON, MA 43229

Investment Management

CHARLES SCHWAB & CO., INC.10+ years

Service code 19 · EIN 94-1737782

Securities Custodian

FIDELITY INVESTMENTS INSTITUTIONAL7 years

Filed as: FIDELITY MANAGEMENT & RESEARCH COMP

Service code 28 · EIN 06-1194217

Investment Management

GOLDMAN SACHS1 year

Filed as: GOLDMAN SACHS ASSET MANAGEMENT, L.P

Service code 28 · EIN 13-4019460

Investment Management

JP MORGAN INVESTMENT MANAGEMENT INC1 year

Filed as: J.P. MORGAN INVESTMENT MANAGEMENT,

Service code 28 · EIN 13-2624428

Investment Management

MASSACHUSETTS MUTUAL LIFE INS. CO.4 years

Filed as: MASSACHUSETTS FINANCIAL SERVICES CO

Service code 28

111 HUNTINGTON AVENUE · BOSTON, MA 021997632

Investment Management

RETIREMENT SAVINGS AND INVESTMENT PLAN FOR EMPLOYEES OF KNOUSE FOODS COOPERATIVE, INC. COLLECTIVE BARGAINING UNITS

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RETIREMENT SAVINGS AND INVESTMENT PLAN FOR EMPLOYEES OF KNOUSE FOODS COOPERATIVE, INC. COLLECTIVE BARGAINING UNITS

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion