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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,871 | $67,894+78.0% | $89,340+35.3% | $82,448+46.6% |
| Participation rate | 95.8% | 64.0%+31.8pp | 69.6%+26.3pp | 68.1%+27.8pp |
| Annual return | 11.78% | 19.21%-7.4pp | 20.57%-8.8pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,455 | $1,828-20.4% | $2,231-34.8% | $2,551-43.0% |
| Participant deferral / active EE | $3,412 | $3,072+11.1% | $3,823-10.7% | $4,139-17.6% |
| Admin fee / account holder | $4,945 | $5,723-13.6% | $6,704-26.2% | $7,234-31.6% |