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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,885 | $113,338-34.8% | $94,993-22.2% | $147,586-49.9% |
| Participation rate | 89.5% | 78.0%+11.5pp | 73.9%+15.6pp | 82.8%+6.6pp |
| Annual return | 16.29% | 20.80%-4.5pp | 27.14%-10.9pp | 578.59%-562.3pp |
| Employer contribution / active EE | $1,567 | $3,160-50.4% | $2,603-39.8% | $4,876-67.9% |
| Participant deferral / active EE | $3,485 | $3,777-7.7% | $3,317+5.1% | $5,439-35.9% |
| Admin fee / account holder | $7,639 | $6,063+26.0% | $4,960+54.0% | $10,886-29.8% |