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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,387 | $135,645-68.8% | $110,243-61.6% | $135,380-68.7% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -13.28% | 513.24%-526.5pp | 314.76%-328.0pp | 519.81%-533.1pp |
| Employer contribution / active EE | $2,196 | $4,907-55.2% | $3,827-42.6% | $4,779-54.0% |
| Participant deferral / active EE | $8,197 | $5,507+48.8% | $4,672+75.4% | $5,609+46.1% |
| Admin fee / account holder | $3,025 | $11,458-73.6% | $8,548-64.6% | $10,828-72.1% |