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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,437 | $199,109-56.1% | $173,730-49.7% | $154,746-43.5% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.6%+0.4pp | 80.7%-0.7pp |
| Annual return | 4.67% | 20.02%-15.4pp | 19.96%-15.3pp | 172.34%-167.7pp |
| Employer contribution / active EE | $3,644 | $5,311-31.4% | $4,577-20.4% | $4,379-16.8% |
| Participant deferral / active EE | $7,168 | $7,113+0.8% | $6,326+13.3% | $6,730+6.5% |
| Admin fee / account holder | $197,030 | $20,916+842.0% | $17,523+1024.4% | $14,365+1271.6% |