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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,332 | $60,349+18.2% | $74,184-3.8% | $62,881+13.4% |
| Participation rate | 89.6% | 72.7%+16.9pp | 76.6%+13.0pp | 69.3%+20.3pp |
| Annual return | 6.62% | 21.38%-14.8pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $785 | $1,680-53.3% | $2,370-66.9% | $2,281-65.6% |
| Participant deferral / active EE | $4,912 | $2,856+72.0% | $3,550+38.4% | $3,203+53.4% |
| Admin fee / account holder | $5,340 | $4,261+25.3% | $5,586-4.4% | $4,296+24.3% |