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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,671 | $86,949+34.2% | $102,460+13.9% | $80,959+44.1% |
| Participation rate | 96.1% | 72.4%+23.7pp | 76.5%+19.6pp | 67.7%+28.4pp |
| Annual return | 12.62% | 18.89%-6.3pp | 29.47%-16.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,045 | $2,370-55.9% | $3,025-65.5% | $2,757-62.1% |
| Participant deferral / active EE | $7,295 | $4,121+77.0% | $5,056+44.3% | $4,300+69.6% |
| Admin fee / account holder | $4,156 | $8,048-48.4% | $9,460-56.1% | $6,925-40.0% |