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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,399 | $56,110+0.5% | $94,993-40.6% | $70,124-19.6% |
| Participation rate | 57.7% | 65.0%-7.3pp | 73.9%-16.2pp | 69.5%-11.8pp |
| Annual return | 13.49% | 51.02%-37.5pp | 27.14%-13.7pp | 73.14%-59.7pp |
| Employer contribution / active EE | $376 | $1,442-73.9% | $2,603-85.5% | $2,342-83.9% |
| Participant deferral / active EE | $2,352 | $2,391-1.6% | $3,317-29.1% | $3,332-29.4% |
| Admin fee / account holder | $5,823 | $3,456+68.5% | $4,960+17.4% | $4,645+25.4% |