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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,801 | $61,816+61.4% | $97,260+2.6% | $80,935+23.3% |
| Participation rate | 52.8% | 63.5%-10.7pp | 72.7%-19.9pp | 67.7%-14.9pp |
| Annual return | 10.75% | -558.73%+569.5pp | 75.54%-64.8pp | 35.66%-24.9pp |
| Employer contribution / active EE | $451 | $1,836-75.4% | $2,721-83.4% | $2,757-83.6% |
| Participant deferral / active EE | $3,266 | $3,027+7.9% | $4,262-23.4% | $4,299-24.0% |
| Admin fee / account holder | $7,122 | $5,166+37.9% | $5,640+26.3% | $6,924+2.9% |