Retirement plan

THE PILOTS' ASSOCIATION FOR THE BAY & RIVER DELAWARE 401(K) AND PROFIT SHARING PLAN

Name: THE PILOTS ASSOCIATION FOR THE BAY AND RIVER DELAWARE - THE PILOTS' ASSOCIATION FOR THE BAY & RIVER DELAWARE 401(K) AND PROFIT SHARING PLAN (2017) Form 5500
Creator: THE PILOTS ASSOCIATION FOR THE BAY AND RIVER DELAWARE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE PILOTS' ASSOCIATION FOR THE BAY & RIVER DELAWARE 401(K) AND PROFIT SHARING PLAN, THE PILOTS ASSOCIATION FOR THE BAY AND RIVER DELAWARE

THE PILOTS ASSOCIATION FOR THE BAY AND RIVER DELAWAREEIN 23-0977160Plan #002PY 2017

800 SOUTH COLUMBUS BLVD - PHILADELPHIA, PA 19147215-465-2851delpilots.orgLinkedIn51-200 employeesmaritime

Other plans on this EIN

1 filing

#001Retirement-$5.3M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$58.5M

+14.3% from 2016

Total participants

113

+2.7% from 2016

Average account balance

$517,591

+11.2% from 2016

Annual return

14.17%

-255.29 pp from 2016

Benchmarks

See 1,029 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,029 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$105.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$890K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

118

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$37K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6083

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R2T3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$3.2M

$30700 / participant

Other / not subdivided$3M100.0%

% of EOY assets

5.511%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$517,591

$46,297+1018.0%

$71,671+622.2%

$62,293+730.9%

Participation rate

100.0%

60.6%+39.4pp

68.7%+31.3pp

69.5%+30.5pp

Annual return

14.17%

22.32%-8.2pp

20.65%-6.5pp

28.90%-14.7pp

Employer contribution / active EE

$20,795

$1,412+1372.9%

$2,460+745.4%

$2,042+918.2%

Participant deferral / active EE

$8,957

$2,235+300.7%

$3,438+160.5%

$3,169+182.6%

Admin fee / account holder

$28,527

$461+6093.3%

$5,558+413.2%

$479+5851.3%

THE PILOTS' ASSOCIATION FOR THE BAY & RIVER DELAWARE 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE PILOTS' ASSOCIATION FOR THE BAY & RIVER DELAWARE 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion