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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,302 | $109,411+30.1% | $89,435+59.1% | $158,982-10.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 17.37% | 345.68%-328.3pp | 245.55%-228.2pp | 302.99%-285.6pp |
| Employer contribution / active EE | $11,803 | $3,173+272.0% | $2,587+356.2% | $4,763+147.8% |
| Participant deferral / active EE | $11,054 | $4,600+140.3% | $3,890+184.1% | $5,983+84.7% |
| Admin fee / account holder | $5,479 | $6,159-11.0% | $4,884+12.2% | $11,252-51.3% |