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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,960 | $53,128+5.3% | $86,581-35.4% | $70,124-20.2% |
| Participation rate | 89.3% | 65.3%+24.0pp | 73.5%+15.7pp | 69.5%+19.7pp |
| Annual return | 17.69% | 27.66%-10.0pp | 965.06%-947.4pp | 73.14%-55.5pp |
| Employer contribution / active EE | $3,696 | $2,068+78.7% | $2,840+30.2% | $2,342+57.8% |
| Participant deferral / active EE | $5,739 | $2,695+112.9% | $3,609+59.0% | $3,332+72.2% |
| Admin fee / account holder | $1,524 | $3,584-57.5% | $4,904-68.9% | $4,645-67.2% |