Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,819 | $46,877-4.4% | $122,354-63.4% | $70,126-36.1% |
| Participation rate | 66.1% | 58.2%+7.9pp | 71.6%-5.6pp | 69.5%-3.5pp |
| Annual return | 10.90% | 24.22%-13.3pp | 30.28%-19.4pp | 73.15%-62.3pp |
| Employer contribution / active EE | $398 | $1,288-69.1% | $4,051-90.2% | $2,343-83.0% |
| Participant deferral / active EE | $1,838 | $2,167-15.2% | $3,287-44.1% | $3,332-44.8% |
| Admin fee / account holder | $14,323 | $3,324+330.9% | $5,479+161.4% | $4,645+208.3% |