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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,573 | $78,423-45.7% | $95,964-55.6% | $79,856-46.7% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 21.27% | 19.37%+1.9pp | 91.64%-70.4pp | 31.71%-10.4pp |
| Employer contribution / active EE | $2,279 | $1,945+17.2% | $2,541-10.3% | $2,471-7.8% |
| Participant deferral / active EE | $2,045 | $3,440-40.6% | $4,167-50.9% | $3,741-45.3% |
| Admin fee / account holder | $2,903 | $5,622-48.4% | $6,797-57.3% | $5,306-45.3% |