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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,213 | $124,213+1.6% | $118,106+6.9% | $154,746-18.4% |
| Participation rate | 78.3% | 83.6%-5.3pp | 81.9%-3.6pp | 80.7%-2.4pp |
| Annual return | 16.73% | 18.29%-1.6pp | 19.44%-2.7pp | 172.34%-155.6pp |
| Employer contribution / active EE | $5,501 | $4,905+12.2% | $4,698+17.1% | $4,379+25.6% |
| Participant deferral / active EE | $2,839 | $6,859-58.6% | $6,619-57.1% | $6,730-57.8% |
| Admin fee / account holder | $628 | $9,627-93.5% | $8,973-93.0% | $14,365-95.6% |