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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,213 | $152,074-17.0% | $137,474-8.2% | $198,609-36.5% |
| Participation rate | 78.3% | 85.3%-7.1pp | 83.5%-5.2pp | 82.4%-4.1pp |
| Annual return | 16.73% | 10.68%+6.1pp | 11.53%+5.2pp | 202.70%-186.0pp |
| Employer contribution / active EE | $5,501 | $5,444+1.1% | $5,048+9.0% | $5,055+8.8% |
| Participant deferral / active EE | $2,839 | $6,522-56.5% | $6,155-53.9% | $6,977-59.3% |
| Admin fee / account holder | $628 | $11,950-94.7% | $10,602-94.1% | $19,030-96.7% |