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| Provider | Service type | Compensation |
|---|---|---|
PNC BANK, N.A.1+ years Service code 25 · EIN 25-1211909 | Directed Trustee | $118,242 |
PNC BANK, N.A.1+ years Filed as: PNC BANK, NATIONAL ASSOCIATION Service code 60 | Sub-TA Fees | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,359 | $80,177+259.7% | $123,894+132.7% | $57,661+400.1% |
| Participation rate | 93.3% | 74.4%+18.8pp | 81.4%+11.9pp | 70.2%+23.0pp |
| Annual return | -1.71% | 17.90%-19.6pp | 47.52%-49.2pp | 5.13%-6.8pp |
| Employer contribution / active EE | $11,773 | $2,913+304.2% | $4,617+155.0% | $1,974+496.5% |
| Participant deferral / active EE | $8,243 | $5,130+60.7% | $5,984+37.7% | $3,061+169.3% |
| Admin fee / account holder | $123 | $106+16.1% | $8,357-98.5% | $95+30.5% |