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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,004 | $232,540-52.3% | $185,117-40.0% | $147,586-24.8% |
| Participation rate | 69.2% | 82.4%-13.1pp | 77.3%-8.0pp | 82.8%-13.6pp |
| Annual return | 18.29% | 43.03%-24.7pp | 40.50%-22.2pp | 578.59%-560.3pp |
| Employer contribution / active EE | $1,727 | $5,195-66.8% | $4,182-58.7% | $4,876-64.6% |
| Participant deferral / active EE | $5,154 | $5,834-11.7% | $5,045+2.2% | $5,439-5.2% |
| Admin fee / account holder | $72,852 | $10,275+609.0% | $8,159+792.9% | $10,886+569.2% |