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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,570 | $43,338-82.5% | $59,887-87.4% | $64,173-88.2% |
| Participation rate | 85.2% | 69.2%+16.0pp | 74.7%+10.5pp | 69.6%+15.6pp |
| Annual return | -10.28% | -1.55%-8.7pp | 3.46%-13.7pp | 7.63%-17.9pp |
| Employer contribution / active EE | $1,296 | $2,030-36.2% | $2,722-52.4% | $2,381-45.6% |
| Participant deferral / active EE | $1,529 | $2,547-40.0% | $3,402-55.1% | $3,470-55.9% |
| Admin fee / account holder | $486 | $3,007-83.8% | $3,591-86.5% | $4,887-90.1% |