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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,315 | $102,595-65.6% | $94,057-62.5% | $154,746-77.2% |
| Participation rate | 87.5% | 76.0%+11.5pp | 73.3%+14.2pp | 80.7%+6.8pp |
| Annual return | 24.82% | 583.42%-558.6pp | 480.62%-455.8pp | 172.34%-147.5pp |
| Employer contribution / active EE | $2,428 | $3,147-22.9% | $2,933-17.2% | $4,379-44.6% |
| Participant deferral / active EE | $7,463 | $5,118+45.8% | $4,709+58.5% | $6,730+10.9% |
| Admin fee / account holder | $1,159 | $7,736-85.0% | $7,244-84.0% | $14,365-91.9% |