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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,126 | $137,414-66.4% | $189,537-75.7% | $85,847-46.3% |
| Participation rate | 99.0% | 84.6%+14.4pp | 87.8%+11.2pp | 69.3%+29.7pp |
| Annual return | 19.48% | 38.14%-18.7pp | 555.34%-535.9pp | 318.61%-299.1pp |
| Employer contribution / active EE | $3,390 | $4,344-22.0% | $6,161-45.0% | $2,565+32.2% |
| Participant deferral / active EE | $8,679 | $6,260+38.6% | $8,220+5.6% | $3,952+119.6% |
| Admin fee / account holder | $671 | $8,630-92.2% | $12,048-94.4% | $6,261-89.3% |