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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,350 | $175,257+30.9% | $149,717+53.2% | $139,456+64.5% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 25.33% | 166.70%-141.4pp | 134.41%-109.1pp | 373.45%-348.1pp |
| Employer contribution / active EE | $1,478 | $5,477-73.0% | $4,820-69.3% | $4,753-68.9% |
| Participant deferral / active EE | $9,997 | $6,521+53.3% | $5,682+75.9% | $6,711+48.9% |
| Admin fee / account holder | $2,764 | $16,156-82.9% | $13,213-79.1% | $11,407-75.8% |