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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,888 | $110,337-38.5% | $102,383-33.7% | $145,877-53.5% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 13.73% | 24.83%-11.1pp | 24.94%-11.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,826 | $4,216-33.0% | $3,870-27.0% | $4,663-39.4% |
| Participant deferral / active EE | $6,439 | $5,621+14.6% | $5,060+27.3% | $6,691-3.8% |
| Admin fee / account holder | $425 | $9,750-95.6% | $8,391-94.9% | $13,402-96.8% |