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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,329 | $95,580-27.5% | $76,872-9.8% | $139,466-50.3% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 23.56% | 55.00%-31.4pp | 37.90%-14.3pp | 373.66%-350.1pp |
| Employer contribution / active EE | $13,373 | $3,145+325.2% | $2,533+427.9% | $4,754+181.3% |
| Participant deferral / active EE | $15,627 | $4,623+238.0% | $3,832+307.8% | $6,712+132.8% |
| Admin fee / account holder | $671 | $8,302-91.9% | $5,476-87.8% | $11,409-94.1% |