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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,207 | $185,312-56.2% | $161,489-49.7% | $154,746-47.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.02% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,566 | $4,769-67.2% | $4,268-63.3% | $4,379-64.2% |
| Participant deferral / active EE | $8,056 | $6,350+26.9% | $5,630+43.1% | $6,730+19.7% |
| Admin fee / account holder | $1,276 | $18,654-93.2% | $16,006-92.0% | $14,365-91.1% |