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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,041 | $85,766+30.6% | $136,298-17.8% | $70,126+59.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.81% | 31.46%-13.6pp | 5156.27%-5138.5pp | 73.15%-55.3pp |
| Employer contribution / active EE | $7,338 | $2,966+147.4% | $4,696+56.3% | $2,343+213.3% |
| Participant deferral / active EE | $12,667 | $5,051+150.8% | $6,247+102.8% | $3,332+280.2% |
| Admin fee / account holder | $1,618 | $5,421-70.2% | $9,244-82.5% | $4,645-65.2% |