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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,634 | $138,102-91.6% | $125,381-90.7% | $134,532-91.4% |
| Participation rate | 95.8% | 84.5%+11.3pp | 82.4%+13.5pp | 81.2%+14.6pp |
| Annual return | -18.11% | 750.73%-768.8pp | 572.31%-590.4pp | 418.27%-436.4pp |
| Employer contribution / active EE | $2,524 | $5,245-51.9% | $4,815-47.6% | $4,741-46.8% |
| Participant deferral / active EE | $5,590 | $7,801-28.3% | $7,448-24.9% | $6,401-12.7% |
| Admin fee / account holder | $1,704 | $11,568-85.3% | $10,007-83.0% | $11,429-85.1% |