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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,640 | $102,382-70.1% | $147,005-79.2% | $80,874-62.1% |
| Participation rate | 82.8% | 75.8%+6.9pp | 82.2%+0.6pp | 67.6%+15.1pp |
| Annual return | 10.99% | 134.89%-123.9pp | 418.76%-407.8pp | 35.62%-24.6pp |
| Employer contribution / active EE | $2,239 | $3,715-39.7% | $4,934-54.6% | $2,756-18.7% |
| Participant deferral / active EE | $0 | $6,646-100.0% | $8,070-100.0% | $4,297-100.0% |
| Admin fee / account holder | $8,668 | $7,942+9.1% | $13,006-33.4% | $6,935+25.0% |