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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,105 | $202,342-87.1% | $172,753-84.9% | $152,909-82.9% |
| Participation rate | 57.1% | 87.1%-29.9pp | 82.6%-25.5pp | 82.5%-25.3pp |
| Annual return | 24.91% | 1029.88%-1005.0pp | 803.00%-778.1pp | 345.46%-320.5pp |
| Employer contribution / active EE | $4,493 | $5,857-23.3% | $5,144-12.7% | $4,764-5.7% |
| Participant deferral / active EE | $4,125 | $5,948-30.6% | $5,198-20.6% | $5,851-29.5% |
| Admin fee / account holder | $4 | $17,112-100.0% | $13,956-100.0% | $11,601-100.0% |