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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $7,934 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,263 | $62,132-89.9% | $185,835-96.6% | $73,493-91.5% |
| Participation rate | 59.6% | 67.8%-8.3pp | 78.0%-18.5pp | 70.7%-11.1pp |
| Annual return | 33.83% | 20.44%+13.4pp | 35.96%-2.1pp | 28.51%+5.3pp |
| Employer contribution / active EE | $0 | $1,681-100.0% | $4,087-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $2,485 | $3,711-33.0% | $5,633-55.9% | $3,740-33.6% |
| Admin fee / account holder | $79 | $419-81.1% | $9,502-99.2% | $513-84.5% |