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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,008 | $83,337-34.0% | $67,834-18.9% | $273,972-79.9% |
| Participation rate | 72.7% | 76.4%-3.7pp | 68.8%+3.9pp | 83.0%-10.3pp |
| Annual return | 1.28% | 259.45%-258.2pp | 138.47%-137.2pp | 41.46%-40.2pp |
| Employer contribution / active EE | $2,669 | $3,287-18.8% | $2,403+11.1% | $4,869-45.2% |
| Participant deferral / active EE | $8,069 | $4,088+97.4% | $3,160+155.4% | $5,287+52.6% |
| Admin fee / account holder | $5,462 | $6,752-19.1% | $4,622+18.2% | $10,133-46.1% |