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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,099 | $66,402+14.6% | $109,907-30.8% | $85,847-11.4% |
| Participation rate | 87.3% | 63.9%+23.5pp | 74.2%+13.1pp | 69.3%+18.0pp |
| Annual return | 22.18% | 19.59%+2.6pp | 29.46%-7.3pp | 318.61%-296.4pp |
| Employer contribution / active EE | $5,855 | $1,687+247.0% | $2,844+105.9% | $2,565+128.2% |
| Participant deferral / active EE | $16,073 | $2,842+465.4% | $4,047+297.2% | $3,952+306.7% |
| Admin fee / account holder | $7,778 | $4,557+70.7% | $6,069+28.2% | $6,261+24.2% |