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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,732 | $101,063-47.8% | $81,473-35.3% | $147,586-64.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 14.25% | 32.41%-18.2pp | 38.78%-24.5pp | 578.59%-564.3pp |
| Employer contribution / active EE | $4,576 | $3,206+42.7% | $2,568+78.2% | $4,876-6.2% |
| Participant deferral / active EE | $6,877 | $4,242+62.1% | $3,537+94.4% | $5,439+26.4% |
| Admin fee / account holder | $1,786 | $5,812-69.3% | $4,561-60.9% | $10,886-83.6% |