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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,675 | $99,011+124.9% | $86,582+157.2% | $147,586+50.9% |
| Participation rate | 94.1% | 76.3%+17.8pp | 73.5%+20.6pp | 82.8%+11.3pp |
| Annual return | 17.24% | 1312.75%-1295.5pp | 965.08%-947.8pp | 578.59%-561.3pp |
| Employer contribution / active EE | $3,280 | $3,132+4.7% | $2,839+15.5% | $4,876-32.7% |
| Participant deferral / active EE | $11,749 | $3,972+195.8% | $3,609+225.6% | $5,439+116.0% |
| Admin fee / account holder | $3,104 | $5,709-45.6% | $4,904-36.7% | $10,886-71.5% |