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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,582 | $100,911+66.1% | $90,440+85.3% | $158,966+5.4% |
| Participation rate | 76.5% | 75.0%+1.4pp | 72.7%+3.8pp | 82.0%-5.5pp |
| Annual return | 24.63% | 1726.62%-1702.0pp | 1294.38%-1269.7pp | 302.95%-278.3pp |
| Employer contribution / active EE | $1,867 | $3,690-49.4% | $3,263-42.8% | $4,762-60.8% |
| Participant deferral / active EE | $6,844 | $4,348+57.4% | $3,964+72.7% | $5,983+14.4% |
| Admin fee / account holder | $407 | $6,507-93.7% | $5,615-92.7% | $11,250-96.4% |