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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,478 | $45,566-9.0% | $64,105-35.3% | $59,633-30.4% |
| Participation rate | 66.7% | 60.2%+6.5pp | 68.2%-1.5pp | 68.7%-2.0pp |
| Annual return | 0.69% | 4.95%-4.3pp | 791.24%-790.6pp | 2041.40%-2040.7pp |
| Employer contribution / active EE | $1,555 | $934+66.5% | $1,820-14.5% | $2,203-29.4% |
| Participant deferral / active EE | $2,938 | $2,057+42.8% | $2,822+4.1% | $3,192-8.0% |
| Admin fee / account holder | $5,448 | $3,268+66.7% | $4,499+21.1% | $4,297+26.8% |