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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,032,177 | $197,637+422.3% | $177,848+480.4% | $158,982+549.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 2.99% | 58.77%-55.8pp | 48.33%-45.3pp | 302.99%-300.0pp |
| Employer contribution / active EE | $21,060 | $6,698+214.4% | $5,919+255.8% | $4,763+342.2% |
| Participant deferral / active EE | $15,346 | $8,405+82.6% | $7,714+98.9% | $5,983+156.5% |
| Admin fee / account holder | $7,489 | $15,406-51.4% | $12,431-39.8% | $11,252-33.4% |