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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,061 | $89,370-54.1% | $141,197-70.9% | $72,976-43.7% |
| Participation rate | 75.9% | 75.1%+0.7pp | 82.5%-6.6pp | 69.5%+6.4pp |
| Annual return | 25.34% | 111.88%-86.5pp | 71.41%-46.1pp | 81.02%-55.7pp |
| Employer contribution / active EE | $1,723 | $3,115-44.7% | $4,736-63.6% | $2,440-29.4% |
| Participant deferral / active EE | $4,108 | $5,419-24.2% | $6,710-38.8% | $3,608+13.9% |
| Admin fee / account holder | $2,721 | $5,957-54.3% | $10,265-73.5% | $5,124-46.9% |