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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,725 | $110,410-27.8% | $102,437-22.2% | $145,897-45.4% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 21.32% | 24.85%-3.5pp | 24.95%-3.6pp | 552.29%-531.0pp |
| Employer contribution / active EE | $1,232 | $4,217-70.8% | $3,871-68.2% | $4,663-73.6% |
| Participant deferral / active EE | $4,175 | $5,622-25.7% | $5,060-17.5% | $6,689-37.6% |
| Admin fee / account holder | $4,910 | $9,745-49.6% | $8,388-41.5% | $13,390-63.3% |