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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,816 | $111,535-6.9% | $105,223-1.3% | $137,256-24.4% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 18.70% | 237.85%-219.2pp | 180.65%-161.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,099 | $3,939-72.1% | $3,689-70.2% | $4,156-73.6% |
| Participant deferral / active EE | $3,786 | $5,500-31.2% | $5,072-25.4% | $6,407-40.9% |
| Admin fee / account holder | $1,118 | $9,721-88.5% | $8,859-87.4% | $12,270-90.9% |